Benefits Upon Separation of Employment

COBRA
Retirees
Benefits Upon Separation of Employment

The Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) is a federal law that allows employees and their dependents to keep coverage through their employer’s medical (including prescription and behavioral health), vision, dental and Health Care Flexible Spending Account plans for a limited time if they lose coverage due to certain events.

Employees will not receive the County contribution to the Health Savings Account (HSA) while on COBRA. The HSA is not a medical plan and not covered by COBRA.

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2023 Cobra Enrollment Guide (PDF)
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Benefits Termination Last day of the month you become ineligible for benefits.	Life Insurance Portability You have 45 days from the date your group term life insurance terminates to apply for and pay to port an individual life policy. Contact Securian Life Insurance at 866-365-2374.
Benefits Termination Letter If proof of loss of creditable coverage is needed, contact Employee Benefits at 602-506-1010.	Request for Employment Information SSA Form Employee Benefits can fill out this form. For assistance, call 602-506-1010.
Group Legal You have 30 days from your last day of employment to apply for and pay to port to an individual policy. Enrollment is prepaid with a lump sum payment equal to the legal plan's monthly rate times 12 months ($15.75x12=$189).	Health Insurance Options ASRS COBRA Coverage through spouse Individual plan Marketplace Medicare
Re-Hire Employees Eligibility If you are re-hired and your break of employment is less than 30 calendar days, your benefits coverage begins the first day of the month, following the date your benefits were terminated. There is no gap in coverage as long as you are in a benefits-eligible position.	Post Employment Health Plan (PEHP) To receive the PEHP, you must meet the following criteria: Retire from Maricopa County You must file the required documentation for retirement with the retirement system and be set up to receive a pension no later than the date you retire from Maricopa County. You must have a minimum of 1,000 hours of accrued sick leave. A PEHP Acceptance Letter will automatically be mailed to the address on file.
Health Savings Account (HSA) Your HSA is converted into a "Free Agent' account. You will be responsible for the monthly administration fees. If you are no longer covered by a qualifying High Deductible Health Plan, you cannot continue to contribute to your HSA. You can use the existing funds in the account to pay for qualified medical expenses. After you turn age 65 or become eligible for Medicare, you may withdraw money from you HSA for non-medical purposes without penalty. The withdrawal will be subject to normal income tax.	Flexible Spending Account (FSA) Expenses must be incurred by the benefits termination date. Claims must be filed within 60 calendar days from your benefits end date. Questions about FSA can be directed to WEX at 866-451-3399
Other Resources Smart Savings \| 457 (b) – Nationwide 602-266-2733 ASRS 602-240-2000 PSPRS 602-255-5575

Benefits Upon Separation of Employment

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Benefits Upon Separation of Employment Guide

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